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Timeshare financing

Timeshare Truths: What You Must Know Before Investing

If you’re curious about timeshare, the Essential Timeshare Guide will give you all the facts you need before you buy.

How Does a Timeshare Work?

Find out about the different types of timeshare and familiarize yourself with some of the main industry players.

Types of Timeshare:

  1. Shared deed ownership
  2. Shared lease ownership
  3. Fixed week timeshare
  4. Floating week timeshare
  5. Points based timeshare
  6. Exchange programs
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Timeshare financing

Pros and Cons of Owning a Timeshare

Navigate your way to smart ownership by weighing up the benefits and drawbacks of timeshare before you commit.

Disadvantages

Financial tie

Limited flexibility

Depreciation

Difficulty in selling

Advantages

Long-term investment in vacations

Guaranteed vacation time

Access to resort amenities

Vacation exchange opportunities

Timeshare financing

Timeshare vs. Fractional Ownership (Co-ownership)

Explore the major differences between timeshare and fractional ownership to decide which is the best fit for you.

Definitions and key differences

Understand what sets timeshare and fractional ownership apart.

Cost comparison

Find out how timeshare and fractional ownership compare cost-wise.

Usage and flexibility

Learn which option gives you the greatest flexibility.

Resale and rental opportunities

Compare the potential for reselling or renting out.

Investment perspective

Gain insight into which makes the best investment.

Why people love Fractional Ownership

Our providers’ clients share their positive experiences of co-ownership.

Claire A.

Co-owner of a Prello house in Saint-Ouen-de-Thouberville (Eure, France)

Prello’s offer brought together all the aspects that I needed: an investment that is both financially beneficial and a property that can be fully enjoyed without management constraints - as management is provided entirely by the company. I was thus able to invest in an exceptional property that suits me perfectly – situated in an exotic location, but still within easy reach of my main residence.

Thomas B.

Co-owner of several MYNE properties in the Baltic Sea region and Austria

"We bought our first share in the Baltic Sea region a year ago and were very happy with our decision after the first few stays. The concept and the quality of the property excited us. At the beginning of the year, we fell in love with another property in Austria and bought a share there as well. Now we have a small portfolio in different locations."

Ken

Co-owner of a Lazazu Property

"We co-own a large property in an area where co-ownership is actually quite common. The owners have been together for many years now and we are already heading into the second generation of co-owners, so this clearly works. I like Lazaru’s model where you have a 3rd party taking care of everything. The Lazaru founder is thoughtful and amongst other things came up with a good suggestion related to our booking system which made our lives a lot easier."

Stephany T.

Co-owner of an Ember Home

"Everything here is perfect. So happy with this investment! The kids will love coming here!"

Hossam

Co-owner of several Partment homes

"The co-ownership model works perfectly for me. I'm able to diversify my real estate portfolio and have several vacation homes instead of just one. I loved the welcome basket they left for me and my family - it’s the small details for me.  I'm looking forward to co-owning with Partment wherever they go next."

Must-Read Timeshare Articles

Expand your knowledge of timeshare and co-ownership in Kocomo’s Blog. Find expert insights and practical tips to help you succeed in the world of vacation home ownership.

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February 2024

What is a Timeshare and How is Co-Ownership Different?

Timeshare is a concept that has been prominent in the vacation world since the 1960s, when the first timeshares were built in Switzerland, France, and subsequently the US. Since then, timeshare has experienced remarkable growth, evolving into a multi-billion dollar industry, but despite its popularity, still sometimes sparks confusion among potential investors when heard alongside terms like co-ownership. So, what exactly is the difference? 

Timeshare
Co-ownership
Reasons to co-own
Finances
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Blog Cover image

January 2024

What is the Best Way to Buy a Vacation Home?

As the demand for vacation homes continues to soar, the quest for the perfect escape prompts a closer look at the best acquisition methods. Enter vacation home co-ownership - the modern and transparent version of fractional ownership – an enticing alternative that not only fulfills the dream but also offers unique advantages. Let's delve into the world of vacation home co-ownership and discover why it may be the best way to make your second home dream come true. *In this blog, the term ‘fractional’ is used in the modern sense of co-ownership.

Buying
Timeshare
Co-ownership
Fractional ownership
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Blog Cover image

January 2024

How Co-Ownership Providers Help Owners Sell Their Shares

You might have heard on the grapevine that it can be tricky to get out of a timeshare, but what about selling your co-ownership share? Co-ownership makes it possible to own a portion of your dream vacation home, by jointly owning a property with up to 7 other parties. The co-owners can share costs (both the purchase price and ongoing running expenses.) And each owner is entitled to the same usage, giving everyone equal enjoyment of the home.

Selling
Co-ownership providers
Reasons to co-own
Finances
Timeshare
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fractional ownerhsip
Timeshare financing

Ready to Discover More?

Dive into a wealth of knowledge and professional advice on timeshare and fractional ownership at Kocomo. Whether you’re contemplating a timeshare or interested in co-ownership opportunities, we have the resources you need for savvy decision-making.

Get the Complete Timeshare Guide